1. Terms & Conditions (Referred to as T&C)

By using I.Govindasamy website, the user agrees to the following:

a. This website is owned and operated by I.Govindasamy Co. Ltd. By accessing the website, you agree to and are bound by these Terms of Use.  IF YOU DO NOT AGREE TO THESE TERMS OF USE, DO NOT USE THIS WEBSITE.

We reserve the right to change the Terms of Use at any time and will post any new or revised Terms of Use on the website. Your continued use of this website constitutes acceptance of the Terms of Use in effect at the time of such use.  Accordingly, we recommend that you periodically visit this page to review the current Terms of Use to which you are bound.

b. The use of I.Govindasamy Co. Ltd. website is subject to the T&C stipulated. The T&C constitutes an agreement between I.Govindasamy Co. Ltd. and the user of igovindasamy.com

c. The user is requested to read the T&C as they determine their rights and obligations. The use of this website and the web pages linked to com constitute a definite and irrevocable acceptance on the part of the user to all the T&C. The user and/or anyone on their behalf shall not have any claim and/or demand, whether direct or indirect, against I.Govindasamy Co. Ltd. and/or their owners, and/or anyone acting on their behalf, except as provided here within.


a. All of the website’s content, including without limitation, any materials, information, matter, files, text, data, graphics, logos, designs, pictures, photographs, images, illustrations, computer-generated displays and interfaces, software, audio recordings, video recordings, audiovisual recordings, musical works, documents, articles, advertising copy, and other works of whatsoever nature (collectively, the Materials), is owned or licensed by I.Govindasamy Co. Ltd. and protected by the Republic of Mauritius and international copyright, trademark, patent, and/or other intellectual property laws. The selection, coordination, arrangement, and other compilation of the Materials on the website is the exclusive property of I.Govindasamy Co. Ltd. and is protected by the Republic of Mauritius copyright laws and international laws.


a. This Cookie Policy covers the information practices of our website, including how com collects, uses, shares, and secures the personal information you provide. If you use our website, we may use various websites or other navigation information including tracking technologies such as cookies and web beacons to collect and store information from you.

b. Website and other navigation information include standard information from your web browser (such as browser type and browser language), language choices, time zone, your internet protocol (IP) address, actions you take on our website, URL and page metadata, installation data (such as the operating system type and application version), system crash information, system activity, and hardware settings. We may also automatically collect and store certain information in activity logs such as details of how you use our website, your search queries, and your IP address.

c. We use cookies and other tracking mechanisms to track information about your use of our website. Cookies do lots of different jobs, like letting you navigate between pages efficiently, storing your preferences, and generally improving your experience on our website and making those interactions faster and easier.

d. We use session and persistent cookies to improve your user experience by enabling our website to “remember” you, either for the duration of your visit (using a “session cookie”) or for repeat visits (using a “persistent cookie”). Session cookies expire and no longer have any effect when you log out of your account or close your browser. Persistent cookies remain on your browser until you erase them or they expire.

When initially visiting our website, you have the right to choose not to accept cookies, but if you do so, you will not be able to continue using/viewing the website.


a. The contents of this website are intended for general information only and are not intended to serve as financial or other advice. Whilst every precaution is taken to ensure the accuracy of the information on this website, I.Govindasamy Co. Ltd., its officers, directors, employees, affiliates, shareholders, agents, or consultants shall not be liable to any person or company for inaccurate information or opinions contained herein. The information herein is provided “as is” and your use of and reliance on the information on this website is entirely at your own risk.

b. By accessing this website and agreeing to these terms and conditions you hereby indemnify I.Govindasamy Co. Ltd. against any direct, indirect, special, incidental, consequential, or punitive damages or loss of any kind whatsoever or howsoever caused (whether arising under contract, delict, or otherwise and whether the loss was actually foreseen or reasonably foreseeable) arising out of your use of this website or the online services or the information contained herein or your inability to use this website or the online services.

c. I.Govindasamy Co. Ltd. does not make any representations regarding any other websites which may be accessed through this website, and accordingly accepts no responsibility for the content or use of such websites.

By using this site, you agree with our use of cookies. Read our Terms & Conditions carefully.